Credit Cards To TRAVEL FREE In 2021

Credit Cards To TRAVEL FREE In 2021

Did you know that you can travel for free thanks to the welcome bonuses of these credit cards? We are not talking about accumulating points or rewards. We are talking about traveling FREE this same 2021, shortly after being approved. If this interests you, keep reading and we will tell you how we have achieved it.

Why do credit cards allow you to travel for free?

We are used to thinking that having credit cards is bad. However, many people do not know of this opportunity to have a free vacation with credit cards.

Thanks to credit card welcome bonuses you can travel for free or stay in luxurious hotels without paying a penny.

Is that how it works:

A bank offers you an incentive (known as a sign-up bonus or welcome bonus) to apply for their credit card. Usually, that task involves applying for a credit card (we’ll tell you which ones are worth it later) and spending a certain amount of money on it within a defined time frame (usually 3 months).

For example, the Chase Sapphire Preferred card offers 50,000 Chase rewards points when you spend at least $ 4,000 on purchases in the first 3 months of account opening.

Chase Rewards Points (known as Chase Ultimate Rewards ) can be redeemed for travel through the Chase Travel Portal at a rate of 1.25 cents per point.

In other words, the 50,000-point bonus for applying for this credit card equates to $ 625 worth of travel, which is enough for several free hotels stays or a round-trip airline ticket to many destinations.

And this is just for opening a credit card!

Do you think spending $ 4,000 in 3 months is too much? In our guide on credit cards with rewards, you can find several ways to earn money with credit cards.

These credit cards PAY YOU to request them

This sounds too good to be true … is there a catch?

The truth is that there is no cheating … but you must follow certain rules. You must be able to meet the requirements to receive the welcome bonus (spend an amount for the first 3 months) and pay them every end of the month to avoid paying interest.

So you can use credit cards to pay your monthly expenses (all consumption counts: from a meal at McDonald’s to pay your cell phone bill), but the trick to not paying interest is to pay the entire balance to the credit card at the end of the month.

What banks hope is that you do not be disciplined and pay interest on these purchases for all eternity, so we do not recommend this method if you are not a disciplined person or if you have to spend money without control.

Some cards also have an annual fee, which will pay for themselves with the rewards. You can also avoid paying it if you cancel your card before having it for a year (you will have enough time to receive your welcome bonus and cancel the card).

Otherwise, keep reading because you can start traveling for FREE with these credit cards.

We show you how to start your credit step by step

Best credit cards to travel for free and earn rewards in 2021

Start packing your bags, because the points and miles on these cards will allow you to always travel the world with the welcome bonuses:

 Chase Sapphire Preferred

  • Welcome bonus value: $ 625
  • Annual fee: $ 95
  • Recommended Credit Score: Excellent (720- 850) or Good (690- 719)
  • We like it for: Helpful when traveling abroad, flexible rewards, great welcome bonus.

Selected for its airline miles and its great bonus. If you’re primarily traveling on an airline, a co-branded card could provide you with specific benefits that the Chase Sapphire Preferred card doesn’t have.

But if you want flexibility in earning and redeeming rewards, this is the best card you can find.

What we like most about this 2021 travel credit card

Unlike cards tied to a specific airline or hotel brand, you can use the rewards of the Chase Sapphire Preferred Card in many places.

You earn 2 points on food and travel for $ 1 spent and 1 point for $ 1 spent on everything else.

Points are worth 25% more when you use them to book rides through Chase points, or you can transfer them to other loyalty programs.

Also, the card comes with a welcome bonus. You will earn 50,000 bonus points after spending $ 4,000 on purchases in the first 3 months of account opening. That’s $ 625 to travel when you redeem through Chase Ultimate Rewards.

Lastly, we can’t help but notice the high-end impression of this metal card when you pull it out of your wallet.

 Chase Ink Business Preferred

Upgrade “business” credit card for free travel

  • Welcome bonus value : $ 1,000
  • Annual fee: $ 95
  • Recommended Credit Score: Excellent (720-850) or Good (690-719)
  • We like it for its: Flexible rewards, easy approval, you don’t need to have a big business

This card offers the highest welcome bonus on our list. Business owners can travel for free with this excellent welcome bonus.

Best of all: Chase Bank is very flexible in what it considers to be a “business.” Even if you have a hobby that makes money, you can apply for this credit card (using your social security number) and enjoy its rewards.

Capital One Venture Rewards

The most flexible travel rewards credit card

  • Welcome bonus value: $ 400
  • Annual fee: $ 59
  • Recommended Credit Score: Excellent (720-850) or Good (690-719)
  • We like it for its: Flexible rewards, easy approval, simple travel structure, useful when traveling abroad

This is one of the best rewards credit cards of this year. When it comes to thousands of thousands to earn and redeem, the Capital One Venture Rewards credit card is hard to beat. If you want to redeem miles for hotel stays, flights, taxi rides, or cruises, she has you covered.

What we like most about this credit card to travel 2021

The Capital One Venture Rewards credit card is one of the most flexible travel cards available. You earn 2 miles for every $ 1 spent on everything, and you redeem rewards for a credit against most travel expenses.

And you are not restricted to an airline or hotel, as is the case with co-branded cards. If you just booked your trip, then you pay for it with your rewards.

The annual fee is quite low relative to other travel cards, and there are no overseas transaction fees, making it ideal for traveling abroad.

This card also comes with a sign-up bonus: Enjoy a one-time bonus of 40,000 miles, once you spend $ 3,000 on purchases within 3 months of approval, which equates to $ 400 on trips.

Bank of America Travel Rewards

Best credit card to travel for free with no annual fee

  • Welcome bonus value: $ 200
  • Annual fee: $ 0
  • Recommended Credit Score: Excellent (720-850) or Good (690-719)
  • We like it for its: Bank of America affiliation, flexible rewards, ease to obtain, useful for overseas travel

Chosen because it does not have an annual fee. The BankAmericard Travel Rewards credit card is very competitive if you are a Bank of America customer, especially if you have a lot of money in your accounts.

You will enjoy flexible refund policies and you will not pay an annual fee. However, without a Bank of America account you will lose a large part of the value of this card.

What we like most about this 2021 travel credit card

With the BankAmericard Travel Rewards credit card, you earn 1.5 points for every $ 1 spent, and each point is worth 1 cent. It’s a relatively high rewards rate considering the card has a $ 0 annual fee.

Also, if you are a Bank of America, Merrill Lynch, or Merrill Edge customer, you can earn a 10% to 75% bonus when redeeming, depending on how much you have in your accounts. You can exchange points for a credit against travel purchases, giving you the freedom to book during any season, with any company or hotel chain.

You can also use rewards points to get credit against travel purchases up to 12 months after the purchases are posted to your account. It offers a much wider window than other cards offer.

The card comes with a sign-up bonus: 20,000 bonus points online if you make at least $ 1,000 worth of purchases in the first 90 days, which can be a $ 200 credit for travel purchases.

What we do NOT like about this credit card for travel

The sign-up bonus for this card is relatively low. And if you don’t have a Bank of America account, its maximum redemption value is 1 cent per point, which greatly limits the purchasing power of this card. Big spenders could earn bigger rewards with other cards.

Barclaycard Arrival Plus

  • Welcome bonus value: $ 500
  • Annual fee: $ 89
  • Recommended Credit Score: Excellent (720- 850) or Good (690- 719)
  • We like it for its: Flexible rewards, easy point redemption, simple earning structure, easy balance transfers

Chosen for its great chip and PIN rewards. Chip and PIN capability gives the Barclaycard Arrival Plus Elite Master Plus Master Card an edge for use abroad.

If the difference in the annual fees between this card and Capital One is worth it, or if you will use it enough to make up the difference through bonuses you should go for it.

What we like most about this travel credit card this year

The Barclaycard Arrival Plus World Elite Master Card gives you 2 miles for every $ 1 spent. You simply pay to travel with your card, then redeem your miles for a credit statement.

You will not be restricted to an airline or hotel, as is the case with co-branded cards. You’ll also get 5% of your return miles every time you redeem – a great way to start saving for your next trip.

This card comes with a sign-up bonus: You earn 50,000 bonus miles after spending $ 3,000 on purchases in the first 90 days, that’s enough to redeem for a $ 500 travel credit.

It is one of the few travel cards with a 0% introductory APR on balance transfers, although there is a 3% transfer fee. Plus, it’s chip and pins capable and there are no overseas transaction fees.

What we do NOT like about this credit card to travel with rewards

The Barclaycard Arrival Plus World Elite MasterCard does not offer the benefits of a co-branded airline or hotel card. And the annual fee is higher than the Capital One Venture Rewards credit card, although it has the same rewards rate.

Although you will get a 5% cashback bonus, you would have to put $ 30,000 a year on the card to earn a bonus large enough to make up the difference.

By Master James

Leave a Reply

Your email address will not be published. Required fields are marked *

Related Posts

No widgets found. Go to Widget page and add the widget in Offcanvas Sidebar Widget Area.